Website Terms of Use

Copyright © 2021 Mercer. All rights reserved.


For purposes of this Website Terms of Use, “Mercer” includes Mercer South Africa Pty Ltd

Please Read These Terms and Conditions before Using the Website

Website Terms and Conditions

By accessing this website, or any service on this site, you agree to be bound by these Terms, including the Mercer Privacy Notice. If you do not agree to be bound by these Terms you should not access or view this website. From time to time, Company may modify the Terms. Accordingly, please continue to review the Terms whenever accessing or using this site. Your use of this Site, or any Service on this Site, after the posting of modifications to the Terms will constitute your acceptance of the Terms, as modified. If, at any time, you do not wish to accept the Terms, you may not use this Site. Any terms or conditions proposed by you that are in addition to or which conflict with the Terms are expressly rejected by Company and shall be of no force or effect.

Terms of Use

  1. While Mercer has made all reasonable effort to ensure that the information on this website was correct at the time of inclusion, you should be aware that Mercer accepts no responsibility if the information is incomplete, inaccurate or out of date.

  2. Except as expressly provided for on this website, Mercer is not responsible for the content or use of any web pages or any messages sent or received by you.

  3. All present and future copyright, trademarks, and other intellectual property rights relating to this website, including but not limited to text, content, photographs, video, audio and graphics are vested in Mercer and its licensors. You acquire no rights in the website other than the limited right to use the website in accordance with these Terms. You agree to protect the proprietary rights of Mercer and its licensors and agree to promptly notify Mercer in writing (contact details below) upon becoming aware of any unauthorised access or any use of the website that infringes upon any proprietary rights.

  4. You may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to, create derivative works from, transmit or in any way exploit any part of the site. Without limiting the generality of the foregoing, the analysis and presentation included in the site may not be recirculated, redistributed or published by you without the company’s prior written consent. Modification of the site’s content is a violation of company’s copyright and other proprietary rights. Additionally, you may not offer any part of the site for sale or distribute it over any medium including but not limited to over-the-air television or radio broadcast, a computer network or hyperlink framing on the internet without the prior written consent of the company. The site and the information contained therein may not be used to construct a database of any kind, nor may the site be stored (in its entirety or in any part) in databases for access by you or any third party or to distribute any database sites containing all or part of the site. You may not use the site in any way to improve the quality of any data sold or contributed by you to any third party. You may not use any of the trade-names, trade-marks, site-marks and logos displayed on the site (collectively "marks"), except as expressly provided in these terms. Nothing appearing on the site or elsewhere shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any marks. You will not use the site, the information contained therein or any of company’s names or marks in unsolicited mailings or spam material and will not spam or send unsolicited mailings to any person or entity using the site.

  5. You are permitted to print or download information and content from this website only for your own personal non-commercial use or for the non-commercial use of your organisation, provided that all copies retain all copyright and other proprietary notices. You may not offer for sale or sell or distribute over any medium any part of this website or its content. You may not make any part of the website available as part of another website, whether by hyperlink framing on the internet or otherwise unless you have been authorised to do so in writing by mercer. To apply for authorisation, you must either e-mail or write to mercer (contact details below) with the following details: (a) your name or the name of the technical contact responsible for the link(s); (b) the name of your company; (c) the email address and telephone number for you or the technical contact responsible for the link(s); and (d) the website address(es) where the link(s) to the home page will appear. You may not use the mercer name or misuse the mercer brand in any way, such use or misuse to be determined solely at the discretion of Mercer

  6. You agree to be accurate and/or genuine in any comments you leave on any Mercer content or when you participate in a Mercer discussion forum or chat room.

  7. You shall not use this website for any illegal purposes and in particular you agree that you shall not send, use, copy, post or allow any posting which is defamatory or obscene or which is abusive, indecent or in breach of the privacy of any person. You agree not to infringe the intellectual property rights (for example copyright, trademarks or database rights) of others. You agree not to send any unsolicited promotional or advertising material, spam or similar materials or any volume messages which may interfere with the operation of this website or with the enjoyment of this website by other visitors.

  8. Mercer reserves the right at any time and without notice to enhance, modify, alter, suspend or permanently discontinue all or any part of this website and to restrict or prohibit access to it.

  9. Information that we acquire will be treated as confidential and will not be used, other than in accordance with our Privacy Notice or your instructions.

  10. You hereby agree to indemnify Mercer against any costs, claims, losses and damages (including legal fees) incurred by or awarded against Marsh as a result of your misuse of this website or your breach of these Terms.

  11. The information available on this website does not constitute financial advice as contemplated in terms of the Financial Advisory and Intermediary Services Act 2002. Mercer does not expressly or by implication represent, recommend or propose that products or services referred to herein are appropriate to the particular needs of any third party.

  12. While this website may provide links to other websites, Mercer has no control over such sites. Mercer cannot accept any liability for the accuracy or otherwise of any content, or the security of any activity carried out on other such sites. Your use of such sites is at your sole risk.

  13. If you are in breach of these Terms, Mercer may as its option, suspend your access to this website and refuse to provide you with any further access to it.

  14. This website is provided to you free of charge without any warranties or guarantees unless specifically stated and you hereby indemnify and hold Mercer harmless against all and any loss, liability, action, proceedings, costs, demands and damages of any kind (including but not limited to direct, indirect, special or consequential damages) and whether in an action based in civil law, including, but not limited to law of contract, negligence or any other action, arising out of or in connection with the use of this website, whether due to Marsh’s negligence or otherwise. Your sole remedy is to discontinue using this website. 

  15. These Terms may be amended by Mercer from time to time. Your use of this website following such changes constitutes your acceptance of these changes.

  16. If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these Terms and shall not affect the legality, validity and enforceability of any remaining provisions.

  17. No consent or waiver by either party to or of any breach or default by the other party in its performance of its obligations under these Terms will be deemed or construed to be a consent to or waiver of a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing and signed by both parties

  18. These Terms and the content of this website are governed by South African law whose courts shall have exclusive jurisdiction.

  19. Any questions or enquiries which you have in relation to this website or in relation to Mercer should be sent via our Contact Us Form, or you can write to us at